Privacy Policy

This Privacy Policy explains how the operator of this service collects, uses, shares, and protects personal information when you visit our site, download or use our mobile personal finance tracker app, or interact with related services.

The service is operated from North 129th Avenue East, Owasso, Oklahoma, 74055, United States. We process personal information in accordance with applicable privacy laws, including the General Data Protection Regulation where it applies, and relevant United States federal and state privacy requirements.

Information We Collect

Depending on how you use the app and our online platform, we may collect the following categories of information:

• Account and profile information, such as your name, sign-in details, preferences, and app settings.
• Financial tracking information that you choose to enter, such as budgets, spending categories, expenses, notes, dates, amounts, and recurring transactions.
• Device and technical information, such as device type, operating system, app version, language, time zone, crash reports, and identifiers used for security or analytics.
• Usage information about features you view or use, including budget categories, expense visuals, and weekly insights.
• Information you provide when requesting support or exercising privacy rights.

Information You Enter Into the App

The app is designed to help you organize and understand personal spending information. You should enter only information necessary for your budgeting purposes. Unless a feature expressly states otherwise, do not enter bank account credentials, payment card numbers, government identification numbers, passwords, or other highly sensitive information.

We do not use your budgeting information to provide banking, lending, investment, tax, accounting, or other regulated financial services. The app provides organizational and informational tools and is not financial advice.

How We Use Information

We may use personal information to:

• Provide, operate, maintain, and improve the app and our online platform.
• Create budget summaries, expense visuals, weekly insights, and other requested features.
• Authenticate users, secure accounts, prevent fraud, and detect misuse or technical problems.
• Respond to support requests and manage privacy or legal requests.
• Understand usage patterns and develop safer, more useful features.
• Comply with legal obligations and enforce our agreements.

Legal Bases for Processing

Where GDPR applies, we process personal information on one or more of these legal bases:

• Performance of a contract, such as providing app features you request.
• Legitimate interests, such as maintaining security, improving the service, and preventing abuse.
• Consent, where consent is required for a specific activity.
• Compliance with legal obligations.

Sharing of Information

We may share information only as reasonably necessary with:

• Service providers that host, secure, analyze, support, or maintain the app and its infrastructure.
• Professional advisers, auditors, insurers, or authorities when disclosure is legally required or reasonably necessary.
• A successor or buyer in connection with a merger, acquisition, financing, restructuring, or sale of business assets.

We do not sell your personal financial tracking information. We do not share it for targeted advertising unless we clearly disclose the practice and obtain any consent required by law.

App Stores and Third-Party Services

Downloads, payments, authentication, analytics, crash reporting, and other functions may involve Apple, Google, or third-party service providers. Those providers may collect information under their own privacy policies. We encourage you to review the applicable policies before downloading or using the app.

Cookies and Similar Technologies

Our site may use necessary cookies or similar technologies to operate, secure, remember preferences, and understand basic service performance. Where required, we will request consent before using non-essential technologies. You can manage cookies through your browser settings, although disabling them may affect functionality.

Data Retention

We retain personal information only for as long as necessary for the purposes described in this policy, to provide the service, resolve disputes, maintain security, comply with legal obligations, and enforce agreements. Retention periods vary according to the type of information and the reason it was collected.

Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure. No transmission or storage system can be guaranteed to be completely secure.

International Transfers

Personal information may be processed in the United States or other countries where we or our service providers operate. When applicable law requires safeguards for international transfers, we use appropriate legal mechanisms and protections.

Your Privacy Rights

Depending on your location, you may have the right to:

• Request access to personal information we hold about you.
• Request correction, deletion, restriction, or portability of eligible information.
• Object to certain processing or withdraw consent where processing is based on consent.
• Opt out of certain disclosures, targeted advertising, or other activities where provided by applicable law.
• Appeal a decision concerning a privacy request or lodge a complaint with a supervisory authority.

To submit a privacy request, send a written request to the operator at North 129th Avenue East, Owasso, Oklahoma, 74055, United States. We may need to verify your identity before completing a request. We will not discriminate against you for exercising rights available under applicable law.

Children’s Privacy

The app and our online platform are not directed to children under 13, and we do not knowingly collect personal information from children under 13. Where applicable law sets a higher minimum age, that age applies. If we learn that we collected information from a child in violation of law, we will take reasonable steps to delete it.

Changes to This Policy

We may update this Privacy Policy to reflect changes in the app, our practices, or legal requirements. We will post the revised policy on our site and update the policy’s presentation when appropriate. Your continued use of the service after an update means the revised policy applies to future use, to the extent permitted by law.

Contact and Complaints

Privacy-related written correspondence may be sent to the operator at North 129th Avenue East, Owasso, Oklahoma, 74055, United States. If you are in the European Economic Area or the United Kingdom and believe your rights have been infringed, you may also contact your local data protection authority.